A great amount of rehab facilities work with BCBS, ours included, but what exactly is covered and how much they’ll pay is directly informed by your individual plan as well as which state you live in. We can assist you in finding out what you’re entitled to under your plan.
Insurance is one of the most significant obstacles individuals seeking alcohol and drug rehab encounter. It can stand as a barrier between sobriety and addiction, or its costs can be so demanding that they create a new addiction-fueling stressor of their own. However, for Blue Cross Blue Shield (BCBS) of California policyholders, Thrive Treatment is here to help.
Our BCBS of California drug rehab center offers customized treatment plans spanning various levels of care and areas of need. Whether you experience addiction alone or in conjunction with mental health symptoms, our team is prepared to give you the tools you need to thrive. Reach out to us today to learn how our BCBS of California treatment center can work for your needs and budget.
At Thrive Treatment℠ we accept most private insurance plans and we are in network with Cigna, Optum, First Health, and Anthem Blue Cross. Additional payment options are available so don’t hesitate to give us a call so we can get you the help that you need.
Selecting a BCBS of California addiction treatment center can help you save time, money, and stress, but it can also help you access care in the first place.
In 2020, over 90% of people classified as needing special treatment for substance use disorders did not receive it. Rates were even higher among traditionally underserved populations like minority communities and those experiencing higher poverty levels. Yet, most of these individuals had at least some form of insurance, whether private, public, or alternative (such as military insurance). So, what gives?
First and foremost, it’s true that insurance is not the only hindering factor that stands between those who need treatment and professional support. But for many, simply having insurance isn’t enough to guarantee that rehab is accessible. Finding a BCBS of California drug rehab center that accepts your insurance can cut the cost of attending treatment in half or perhaps cover the majority of it.
When that’s the case, clients may be more likely to actively engage in regular treatment. They’re also likely to pursue long-term treatment services that help them maintain their sobriety over time. As a result, treatment that’s adequately covered by insurance tends to be more effective, more impactful, and more likely to become a sustainable part of a client’s lifestyle.
The services a BCBS of California plan covers will vary from person to person, but in general, they aim to provide support for substance use disorder treatment. That means that BCBS of California drug rehab coverage might extend partially or wholly to care options like:
According to BCBS of California, the percentage of medical expenses covered ranges based on the tier a policyholder’s plan falls into. A brief breakdown of coverage expectations offers the following insight:
Platinum – These plans feature lower annual deductibles that must be reached before insurance coverage kicks in but may come with higher monthly payments. BCBS of California pays for around 90% of covered medical expenses.
Gold – These plans feature slightly lower monthly payments and low out-of-pocket costs but may have a higher deductible. BCBS of California pays for around 80% of covered medical expenses.
Silver – These plans are ideal for those looking for affordability and feature lower regular costs. BCBS of California pays for around 70% of covered medical expenses.
Bronze – These plans offer the lowest monthly rates but the highest out-of-pocket costs and deductibles to reach. BCBS of California pays for around 60% of covered medical expenses.
It’s best to reach out to BCBS and review its details to determine the costs you can expect from your plan. The team at our BCBS of California treatment center can also help you navigate these questions.
Additionally, some plans may need pre-authorization to cover rehab services, which is all the more reason to check in with your provider before taking any next steps.
At Thrive Treatment, we’re much more than a BCBS of California drug rehab center; we’re a safe haven for recovery, growth, and connection. Our services treat mental health, addiction, and co-occurring disorders compassionately and with years of evidence-based practices.
Our BCBS of California addiction treatment programs cover each step of the recovery process, from beginning to end and then some. We offer aftercare support through our sober living, aftercare, and alumni programs to help clients stay on track with their goals over time. The expertise and dedication to high-quality care our team brings help us offer care covered by BCBS of California and other major insurance providers.
Our clinical staff is prepared to treat common mental health disorders like anxiety, depression, and post-traumatic stress disorder (PTSD), among others. We’re also experienced in working with clients who experience a range of addictions to substances like alcohol, opioids, and more. Feel free to contact us to learn more about the services we offer to help our clients thrive.
If you or a loved one could benefit from visiting a BCBS of California drug and alcohol rehab center, look no further than Thrive Treatment. Our passion for providing industry-leading care that clients from all walks of life can access sets us apart, as does our approach to treatment.
Start a conversation today to learn more about our BCBS of California drug rehab center and how we can welcome you to our facility.
Contact us today to learn more about your options for treatment at Thrive Treatment. Your BCBS health insurance will help cover many of the costs associated with treatment at our program.
We are available right now to help you find out what your best options are.